Terms of Service

1. Acceptance

By accessing e-surex.com ("Platform"), operated by POSTMAC VENTURES PRIVATE LIMITED ("Company", "e-SureX", "we", "us"), you agree to these Terms. If you do not agree, please do not use the Platform.

2. Nature of business

e-SureX is a technology-based marketplace platform that facilitates connections between applicants and surety providers for surety bonds.

The Company:

• Is NOT an insurer or surety provider
• Is NOT a bank or NBFC
• Does NOT accept public deposits
• Does NOT issue surety bonds directly
• Does NOT hold customer funds

3. User eligibility

You represent that:

• You are legally competent
• Information provided is true
• You have authority to act on behalf of your company

4. Services provided

The Platform facilitates:

• Surety bond comparison
• Quote discovery
• Application submission
• Documentation coordination
• Provider communication support
• Status tracking

Approval depends solely on the issuing surety provider.

5. User obligations

You shall:

• Provide accurate documentation
• Not upload forged documents
• Not misuse the Platform
• Not attempt to breach system security
• Comply with anti-money-laundering laws

6. Fees & payments

The Platform may charge:

• Processing fee
• Service fee
• Technology fee

Premiums and charges of the surety provider are separate and payable directly to the provider. Fees are non-refundable unless specified otherwise.

7. No warranty

The Company makes no warranty regarding:

• Approval of any application
• Timelines
• Premiums, rates or terms offered by providers
• Underwriting or credit decisions

Premiums and terms displayed on the Platform are indicative and subject to the provider's assessment.

8. Limitation of liability

The Company shall not be liable for:

• Rejection by a surety provider
• Financial loss
• Delayed processing
• Third-party actions
• Regulatory changes

Maximum liability is limited to the fees paid to the Platform.

9. Intellectual property

All software, branding, logo, UI/UX and source code belongs exclusively to POSTMAC VENTURES PRIVATE LIMITED. You may not copy, modify or reuse them without written permission.

10. Termination

The Company may suspend or terminate access for:

• Fraud
• Misrepresentation
• Legal violation

11. Governing law

The laws of India apply. Courts at Gurugram, Haryana shall have jurisdiction.

12. Contact

Questions about these Terms? Write to hello@e-surex.com or call +91 99909 77667.